Through her job, Calista has a $100,000 life insurance policy that names her sister, Mabel, as the beneficiary. While on a business trip, Calista becomes ill and dies. The insurance company pays the $100,000 proceeds to Mabel. Calista's husband, Wilbur, sues Mabel for the $100,000, since he is the sole beneficiary in Calista's will. Wilbur is entitled to the $100,000.