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Question 1

Jamie has a steady job as a mail carried for the U.S. Postal Service. Unfortunately, she has not been frugal enough with her credit cards and has run up a bill of $100,000 over the course of several years but spending too much money on things like vacations and other luxuries. Jamie does want to pay off some of her debt and certainly does not want to lose her possessions, but she realizes that she cannot pay her bills as they become due and the interest she is currently paying on her credit cards is far too much for her to have any hope of fully paying down these bills. What would Jamie's best course of action be?