Introduction to Health Insurance Policies - Module 1 of 5


Question 1

Other than with preventative services, a policyholder must first pay a __________ before her insurance plan will pay any benefits.

Question 2

Generally, a health insurance plan with _______ monthly premiums will have _______ deductibles.

Question 3

Which of the following is NOT a health plan available to the American consumer?

Question 4

Out-of-pocket costs such as premiums and copays are usually higher with a PPO than with an HMO or EPO plan

Question 5

A person can acquire health insurance by purchasing a plan privately or through the federally-managed ________________________.

Question 6

Which of the following terms must a valid insurance contract include?

Question 7

How will a court construe the terms of an insurance policy?

Question 8

Provide one example of when a court WILL NOT enforce a provision in an insurance contract.

Question 9

The length of time for most benefits for most health insurance plans begins January 1 and ends on ____________.

Question 10

State laws govern insurance policy renewal and cancellation and the general rule is that each renewal of an insurance policy _____________________.