Introduction to Health Insurance Policies - Module 1 of 5
Other than with preventative services, a policyholder must first pay a __________ before her insurance plan will pay any benefits.
Generally, a health insurance plan with _______ monthly premiums will have _______ deductibles.
Which of the following is NOT a health plan available to the American consumer?
Out-of-pocket costs such as premiums and copays are usually higher with a PPO than with an HMO or EPO plan
A person can acquire health insurance by purchasing a plan privately or through the federally-managed ________________________.
Which of the following terms must a valid insurance contract include?
How will a court construe the terms of an insurance policy?
Provide one example of when a court WILL NOT enforce a provision in an insurance contract.
The length of time for most benefits for most health insurance plans begins January 1 and ends on ____________.
State laws govern insurance policy renewal and cancellation and the general rule is that each renewal of an insurance policy _____________________.